Does My Car Insurance Cover a Rental Car After an Accident?

It Can with Rental Coverage

Rental coverage is designed to pay for the cost of a rental car while your vehicle is being repaired after an accident. It is a low-cost product available through your auto insurance provider.

Rental Coverage

Check with your insurance company for details on your coverage.

Rental coverage (also known as loss of use) will help with the cost of a rental car as part of a covered auto insurance claim. It may not cover you for other reasons, such as routine maintenance on your car or for a vacation. Policies vary by insurance company and province. Check you auto policy or refer to your agent or broker for details on your coverage.

Rental Coverage Allows You to Maintain Your Routine After an Accident.

"With rental coverage, I don’t have to worry about trying to coordinate rides for my kids or missing out on activities if we have an accident.”
- Gary

Are You Covered?

Rental coverage is widely available and offered by most auto insurance companies, however it is often an additional option that gets overlooked. 

Did you know you can add the coverage at any time, not just at renewal? And it’s surprisingly affordable—an entire year’s worth of rental coverage typically costs about the same as renting a car for just one day.

 Call your auto insurance company and ask for rental coverage.


Are you an Agent or a Broker? Find tools for your business.


Quotes are representative of Enterprise customers, not real testimonials.